DOI Issues Executive Summary: Results of the Survey of the Auto Insurance...
On April 1, 2008, the Massachusetts Division of Insurance inaugurated the change to a more competitive auto insurance market. In doing so, the state transformed from a fixed rate setting by state...
View ArticleCourt: Homeowner's Policy Won't Pay Damages for Overdose Death
A homeowner's policy will not pay damages to the mother of a teenager who died after overdosing on painkillers he stole from the man with whom he and his mother lived, a panel of justices...
View ArticleFriday humor - insurance ads from the Netherlands
The Dutch insurance company Centraal Beheer is well known in Europe for their humorous TV commercials in which the characters are put in precarious positions - the implied message being "Is your...
View ArticleFor Congress, Massachusetts Serves as Model and Warning
As Congress jousts over how to reform the nation’s health care system, many experts say that the Massachusetts model, which has reduced the state’s uninsured rate to the lowest in the nation, is a good...
View ArticleInsurance Covers Fantasy Football Nightmares
It is a common fear of fantasy football players: If my No. 1 pick goes down with an injury in the first game, the whole season—and my $50 entry fee—could be lost. Not to...
View ArticleFlu Cases Could Spur Homeowner Claims, Lawyer Says
Property and casualty insurers can expect to be hit by a swirl of claims arising from swine flu that include actions against homeowners and businesses, a medical malpractice defense attorney is...
View ArticlePatriot Ledger: Keep senior driver discount but make sure it's earned
QUINCY — It’s frustrating that a generous insurance discount for the state's oldest drivers means higher rates for the rest of us, but addressing that injustice now would further weaken the push for...
View ArticleConsumers Missing Out on Discounts
Americans are not utilizing all of the discounts that may be available to them in their homeowner and auto insurance, according to a new national survey conducted for Trusted Choice and the Independent...
View ArticleReport: Insurance industry faces major changes next 5 years
The insurance industry will undergo increasing consolidation as part of the fallout from government intervention and potential tax law changes following the financial crisis, a consulting firm is...
View ArticleHow Health Reform Will Impack You
National Association of Health Underwriters How the Health Care Reform Legislation Will Impact Your Individual and Employer Clients ...
View ArticleTimeline for Health Reforms
National Association of Health Underwriters Timeline of Health Insurance Reforms that Will Impact Private Health Insurance Coverage under H.R. 3590, the Patient Protection and Affordable Care Act,...
View ArticleYour home insurance and your college student
Many of our client's children have been receiving their acceptance letters to various colleges and universities throughout the United States and Europe. The following is a helpful article on some of...
View ArticleFuel Oil Leak
One of our clients called yesterday and found that a fuel oil line running from their house to a heated pool has been leaking. The oil has migrated into wetlands and the property of their neighbors....
View ArticleRental Cars & Insurance
The April school vacation week is upon us and many families will be renting cars at various vacation spots. We are constantly asked: "Does my auto policy protect me in a rental car?" and "Should I...
View Article"Insuring Property in Storage"
Now that the weather is improving, many of our clients are beginning significant home renovation projects. Some of the larger projects require the client to place their property in storage and move...
View ArticleRenters Insurance
If you are renting an apartment we strongly recommend you purchase an “HO4” Renter’s Policy. This inexpensive insurance will provide you with excellent protection of your personal property compensate...
View ArticleMowing your lawn this weekend?
Consumer Article: “Riding Mowers . . . Are You Insured?” When the wording in a new version of an insurance policy is changed there can be a significant impact on the coverage provided....
View ArticleImportant news if your home has an oil tank
On July 1st, 2010, Chapter 453 of the Acts of 2008 becomes effective. The new law will affect you in two ways. First, you must make sure that your oil tank, above or underground,...
View ArticleYour Home May Be Underinsured!
According to the experts, a majority of homes are undervalued by at least 25% on average. ...
View ArticleWedding Insurance a Good Idea
When I look back at the “what ifs”, I realize just how much could have gone wrong. ...
View ArticleHurricane Preparedness
Preparing for Hurricane Earl - Governor Declares State of Emergency ...
View ArticleConcierge Service from Howes the Solution for Broken Water Heater
Concierge Service Helps Customer With Broken Water Heater ...
View ArticleA Letter from MAIA President, Frank Mancini
Independent Insurance Agents v. Direct Writer Companies in Auto Insurance Market Where do we stand three years later? ...
View ArticleInsurance Coverage for Condo and Homeowner Associations
The Professional Agents at Howes Insurance Group Navigate Condo Insurance ...
View ArticleOur Collective Health
Americans can’t move forward in the health insurance debate without a shared goal. ...
View ArticleReinsurance Market Response to Japanese Earthquake and Tsunami
Prepare for a hardening of pricing. A word from our partner, Scott Sutter, at Howes Insurance New England. ...
View ArticleAuto Glass Claims up 527%!
Alerting our policyholders to the dangers of 'windshield bullies' ...
View ArticleSupply Chain Management - What Happens When the Chain Breaks Down?
Exposure to business income loss due to supply chain breakdown. ...
View ArticleCertificates of Insurance
Certificates of insurance do not change the wording of a policy. ...
View Article5 Bizarre Halloween Lawsuits
Halloween is known for tricks, terror and treats. However, hapless party hosts, pumpkin patch proprietors and corn maze meanderers have haunted courts. Click through to read about 5 claims lawsuits...
View ArticleMIIA Have Over $1 Billion Impact on State Economy
Five years after the introduction of managed competition for private passenger auto insurance and the influx of direct writing and direct response companies into the state to compete with independent...
View ArticleID Theft and Catastrophes
People who have lost everything in a catastrophe often say that at least they and their loved ones are safe. But while they may be safe, their identities may not be. ...
View ArticleThousands of cars damaged by Superstorm Sandy to be crushed
The National Insurance Crime Bureau(NICB) says progress is being made in identifying and removing thousands of vehicles damaged beyond repair by Superstorm Sandy. ...
View ArticleIt's time to update your beneficiaries
As you gather your year-end documents for tax preparation, there is one important financial item that should be included: checking your insurance policies and other important financial records and...
View Article9 Insurance resolutions to ring in the New Year
We reviewed past posts to select some good advice that will help to start your new year on the right footing. ...
View ArticleConsumers Posting Negative Reviews Could Face Legal Issues
If you are mad as hell about a consumer experience you’ve had, you may want to exercise your right of free speech to express your dismay in a public forum – these days, by...
View ArticleTo file or not to file? Making a fender bender claim decision
By Renaissance Group on January 16, 2013. You've just had a relatively minor fender-bender ... do you file an insurance claim or pay out of pocket? ...
View ArticleRide On!
May and June are brimming with holidays and events. Whether it's for business or pleasure, you likely have travel plans. If these plans include making rental car reservations , you will be asked if...
View ArticleLiability Insurance for Tech Companies
The Hartford has enhanced its FailSafe suite of professional liability offerings to address the evolving needs of technology companies with expanded coverage for data, systems and networks. ...
View ArticleStates Weakening Commercial Host Liability Laws to Protect Retailers
A new report says that in recent years many states have enacted legislation to protect retailers from commercial host liability by increasing the evidentiary requirements, limiting the amount of...
View ArticlePowerful Documentary Aims to Show Texting Drivers ‘It Can Wait’
There are many stories of people who took their eyes off the road for a second to read or type a message and ended up in an accident that changed their lives and the lives of others forever. ...
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